Where to Cash Coins for Free Near Me

If you’ve accumulated a jar full of loose change and want to cash in your coins, you’re likely looking for ways to avoid unnecessary fees. Luckily, there are several places where you can cash coins for free, making it easy to turn that spare change into usable cash. Below are some of the best options to explore.

---

1. Local Banks and Credit Unions

Many banks and credit unions offer free coin-counting services, especially if you are an account holder. The policies vary depending on the bank, but you may find that some allow you to simply bring your coins in, while others may require you to roll the coins in paper wrappers before they will accept them.

• U.S. Bank: Free coin-counting service for customers.
• Wells Fargo: Accepts rolled coins from customers, though many branches no longer offer coin-counting machines.
• Credit Unions: Many local credit unions provide free coin-counting services to their members. It’s always a good idea to call ahead to see if your local credit union offers this service and whether it is free for both members and non-members.

Tip: If you don’t have an account at the bank, you may be charged a fee or denied access to coin-counting services, so it’s important to confirm their policies beforehand.

---

2. Coinstar Machines in Grocery Stores

If you don’t mind paying a fee for convenience, Coinstar machines are widely available in grocery stores, such as Walmart, Kroger, and CVS. These machines allow you to pour in your loose change, and they automatically count and sort it for you.

• Fee: Coinstar charges an 11.9% fee if you opt to receive cash.
• Avoid the Fee: You can avoid the fee by opting to receive your payout in the form of an eGift card instead of cash. Coinstar offers gift cards for major retailers like Amazon, Starbucks, and Best Buy.

Using Coinstar is quick and easy, but if you’re determined to avoid fees altogether, it’s best to try other free options.

---

3. Community Banks

Some smaller, regional community banks are more likely to offer free coin-counting services to customers and even to non-customers. These banks often prioritize community relationships and provide flexible services that larger national banks may not.

• Republic Bank: Offers free coin counting for anyone, regardless of whether you have an account with them.
• Local Credit Unions: Many local institutions provide coin-counting services as part of their customer offerings, so it’s always worth checking with credit unions in your area.

---

4. Supermarket Promotions

During periods of coin shortages, some supermarkets and retailers offer free coin exchange services to encourage people to cash in their coins. Stores such as QuikTrip, Target, and others may temporarily waive fees and even offer discounts or bonuses if you exchange your coins for store credit or use them to make a purchase.

Keep an eye out for promotions during times of national or local coin shortages when retailers might be more eager to take your coins in exchange for no fees or additional perks.

---

5. Rolling Coins Yourself

For those who want to avoid fees and don’t mind a little extra work, you can roll your coins at home and bring them to the bank. Some banks require you to roll your coins before accepting them, so if you have coin wrappers, this can be a simple way to exchange your change for free.

• Free Coin Wrappers: Most banks offer free coin wrappers, or you can buy them at any office supply store.
• DIY Method: Rolling your coins yourself may take some time, but it guarantees you avoid any fees associated with machines like Coinstar.

---

Final Thoughts

Cashing in your coins doesn’t have to come with unnecessary fees. By taking advantage of free coin-counting services offered by your local banks, credit unions, or community institutions, you can turn your change into cash without losing a percentage to fees. If convenience is your priority, Coinstar is a widely available option, but always consider the trade-off between convenience and cost.

Before heading out, it’s a good idea to call ahead and verify that the location you choose offers free coin-counting services and what their policies are for non-customers. With a little research, you can easily find the best option near you.